It is the hardest personal insurance market in a generation. Unfortunately, that isn’t an opinion but indeed a fact. And as a result, the personal insurance industry is going through a rollercoaster of a ride. What's causing all this turbulence? And why are we so optimistic? Read about industry challenges and the opportunity.

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When it comes to insurance, what does it mean to be considered high-net-worth? The threshold is much lower than you think. We are willing to bet that you probably quality.